Financial Assistance

Government Rebates & Funding Programs

Medicare Chronic Condition Management (CCM) Plans

If you’re living with a chronic or long-term health condition, your GP may be able to prepare a Chronic Condition Management (CCM) Plan (previously known as a CDM, EPC or Chronic Disease Management Plan). This plan allows you to claim Medicare rebates for up to five allied health sessions each calendar year.

How It Works

Your GP develops a coordinated care plan with you, then refers you to the appropriate allied health professionals — such as physiotherapists, exercise physiologists, dietitian's, or occupational therapists. Each eligible session currently attracts a Medicare rebate of $61.80, which can be claimed directly after your appointment. Once you reach the Medicare Safety Net, your rebate increases, meaning your out-of-pocket costs are reduced even further. Most clinics charge a gap to cover the balance of the session fee.

Who Is Eligible

To qualify, you need to have a chronic or terminal medical condition that has been, or is expected to be, present for at least six months. Your GP will assess your situation and decide if a CCM plan is suitable for you.

Using Your Medicare-Rebated Sessions

Your GP can allocate the five available sessions in whatever way best supports your care:

  • All five visits with one allied health provider (e.g. physiotherapy)
  • Or a mix across disciplines (e.g., two sessions with an occupational therapist     and three with a physiotherapist)

These referrals remain valid for 18 months, though the sessions must be used within a calendar year.

To make sure your care is well coordinated, it’s helpful for your GP to indicate how they’d like the sessions distributed — or you can discuss this directly with your treating clinicians at Onccare.

How to Arrange a Referral

  1. Book an appointment with your GP. They’ll confirm your eligibility and create the plan.
  2. Your GP or practice nurse will complete the required documents and issue your referral.
  3. The referral can be addressed to Onccare (or to your chosen allied health discipline).
  4. Bring or forward your referral to us before your first appointment.

Under this plan, your Onccare clinician will provide a report back to your GP after the first and final sessions to ensure your care remains coordinated.

How It Works at Onccare

  • Please ensure we have your referral on file on or before your first visit.
  • Payment is made in full at the appointment.
  • We then submit your Medicare claim online, and your rebate (usually $61.80) is refunded to your nominated bank account within 24–48 hours.
  • If you have reached your Medicare Safety Net, your rebate amount will increase.
  • You cannot claim both Medicare and private health insurance for the same appointment; however, once your five Medicare sessions are used, you may switch to your private health cover if applicable.

Service fees vary by practitioner and appointment type. For current pricing and gap information, please contact our reception team.

ENABLE NSW – Compression Garments Scheme

People living with lymphoedema or related conditions may qualify for funding towards prescribed compression garments under the Enable NSW Aids & Equipment Program. Onccare therapists can assist with the referral, ordering and fitting process.

ENABLE NSW Compression Garment Funding Information

Medicare Breast Prosthesis Rebate

If you’ve had a mastectomy, you may be eligible for a reimbursement for external breast prostheses purchased after surgery. Claims are made using the NH005 Services Australia form.

Download the claim form (NH005)

Program details – Department of Health and Aged Care

IPTAAS – Travel & Accommodation Assistance(NSW)

The Isolated Patients Travel and Accommodation Assistance Scheme (IPTAAS) provides financial help for regional patients who must travel long distances for specialist cancer care. It can cover fuel, public transport, or accommodation.

NSW Health IPTAAS Information

How to Claim (Patients)

 

Centrelink & Services Australia Payments

Cancer treatment may reduce your ability to work or earn income. You maybe eligible for:

  • Disability Support Pension (DSP)
  • Carer Payment or Carer Allowance
  • JobSeeker Payment with medical exemption
  • Health Care Card or Pensioner Concession Card

Centrelink cancer-related payments – Cancer Council NSW

Services Australia – Disability Support Pension

 

Private Health Fund Rebates

Most private health insurers offer rebates for allied health and compression garments, though coverage differs between funds and policies. Check with your insurer about:

  • Item numbers for physiotherapy, oncology rehabilitation, and lymphoedema therapy
  • Benefits for compression garments or prosthetics
  • Annual limits and waiting periods

Onccare can provide detailed invoices and receipts to support your claim.

 

Charitable & Community Financial Assistance

Cancer Council

The Cancer Council offers a wide range of practical and financial support, including:

  • Free financial counselling
  • Help with bills, transport, and accommodation
  • Emotional and practical support lines

Cancer Council Practical & Financial Assistance

Cancer Council NSW – Financial Support Services

Condition-Specific Support Organisations

Some cancer-specific organisations also provide funding or navigation assistance:

How Onccare Helps

Our clinicians can:

  • Identify which rebates or grants you may be eligible for
  • Provide supporting documentation for Medicare, Enable NSW, or private health claims
  • Fit and prescribe compression garments under approved schemes
  • Coordinate appointments to minimise travel and cost

If you’re unsure where to start, reach out to our Onccare clinician or reception team for guidance.